Begül Eray Sezgin
Masraff Co-Founder and CEO

Begül Eray Sezgin

After graduating from Bilkent Industrial Engineering in 2009, he consulted at Kiran Analytics in the US and SAP Türkiye; he then joined Garanti Bank's Strategic Marketing and CRM team, working on the Customer Experience Program that touched 16 million customers. Today, he is Co-Founder and CEO of Masraff, which eliminates expense entry with AI and integrates with ERP/accounting systems.

128 articles

Fintech

NurolBank, Mastercard and Masraff Launch a Corporate Card

NurolBank launches a new corporate credit card built with Mastercard and Masraff, bringing card processes together with AI-powered expense management.

September 23, 2026 4min read

What Is Employee Advance Management? How Does It Work?

Employee advance management explained: advance types, the request, approval, spending and closing steps, reconciliation and common manual mistakes.

September 23, 2026 6min read
Agentic Finance

Why Corporate Card Reconciliation Is Still Manual

Manual corporate card reconciliation costs finance teams time and accuracy. See how AI automates matching, policy checks, and ERP transfers.

September 23, 2026 5min read
FinanceBudget Management

CFO Guide: From Travel Policy to Spend Visibility

Learn how corporate travel policy evolves into enterprise-wide spend management, improving visibility, control, and governance across all spend in 2026.

September 23, 2026 7min read
AccountingNon-Deductible Expense (KKEG)

Entertainment Expenses in Turkey: Rules, Documents, VAT

What counts as an entertainment expense in Turkey, when it is deductible, which documents you need, VAT recovery, KKEG risk and bookkeeping.

September 21, 2026 10min read
Expense ManagementGuides

What Is an Expense Receipt? Validity & Retention

What is an expense receipt, and how is it different from an invoice? What a valid document needs, why receipts get rejected, and how long to keep them.

August 1, 2026 9min read
Expense ManagementSavings

Reduce Operating Expenses: 9 Hidden Spend Leaks

Budgets rarely erode through the big line items. Here are nine quiet recurring leaks, from idle licences to duplicate subscriptions, and how to find them.

July 31, 2026 10min read
Expense ManagementGuides

How to Decide What Counts as a Business Expense

What makes an expense legitimately the company's, how grey areas get settled, and when to use a corporate card, a cash advance or an out-of-pocket payment.

July 31, 2026 12min read
Expense ManagementGuides

What Is an Expense? Expense vs. Cost and Spend

What exactly is an expense, and how does it differ from a cost, an expenditure or a loss? Definitions, accounting treatment and common business categories.

July 31, 2026 8min read
Expense ManagementGuides

How to Track Company Expenses: A 7-Step Control Guide

How do you track and control expenses across your company? A practical guide to building policy, approvals, limits and reporting in seven concrete steps.

July 31, 2026 12min read
Agentic FinanceCompliance

Closing the Gap: How AI Enforces Corporate Expense Policy

Discover why corporate expense policies fail in manual processes and how PolicyIQ by Masraff solves it with AI-powered, pre-payment enforcement.

July 30, 2026 4min read
Expense ManagementGuides

Expense Approval Workflow and Delegation: A Setup Guide

Set up an expense approval workflow step by step: rule groups, thresholds, category and organization-based approval, grade structures and delegation.

July 2, 2026 6min read