Cloud reconciliation
Match AWS, Azure and SaaS subscriptions on one panel
Corporate card statements auto-match by date, amount and card ID. Duplicate subscriptions and idle licences raise real-time alerts.
Solutions
Masraff for Technology Companies
One platform for AWS, Azure, GCP and 100+ SaaS subscriptions. Multi-currency payouts, corporate card reconciliation and CFO spend dashboard for tech teams.
The expense list in the Masraff app. People, companies and amounts are sample data.
A technology company's spending profile does not look like a traditional expense workflow. AWS, Azure and GCP invoices, dozens of SaaS subscriptions, freelancer payouts across multiple time zones and corporate card usage by remote teams — all of it lands in the same closing month and leaves no room for manual reconciliation. Masraff brings that flow into a single panel built for SaaS expense management and technology finance teams, helping closing cycles drop from five days to one.
Global payouts
Pay distributed teams in any currency, from one panel
USD, EUR, GBP, AED, SAR and TRY share one approval matrix. Freelancer payouts and overseas card spend collect FX and VAT metadata in a single record.
€420
EUR
1.116
$469
USD
Spend visibility
An investor-ready spend dashboard for CFOs
Department, project and customer cost tracking runs in real time. Burn rate and revenue share one screen; Artificial Intelligence Analytics flags spend anomalies automatically.
Free Trial
Try Masraff with your own team and your own expenses.
No credit card required!
Capabilities
Featured Capabilities
-
Cloud and SaaS reconciliation
AWS, Azure, GCP, and 100+ SaaS subscriptions auto-categorized; duplicate-subscription and unused-license alerts surface in real time.
-
Remote team payouts
Multi-currency and international contractor payouts in one panel. Stripe and Wise integration ready.
-
Spend visibility
Department, project, and customer-level cost tracking. Spend dashboard ready for investor reports.
What goes wrong in cloud and SaaS invoices
In a typical software company, 20-30% of cloud and SaaS spend stays invisible: trial subscriptions started on a corporate card, duplicate tools bought by separate departments, and licences still active long after the employee has left. These losses surface only after the statement is closed and the ledger is sealed.
Three classic leak points in cloud spend:
- Duplicate subscriptions — two teams buy the same tool on separate cards.
- Idle licences — seats keep being charged after the project ends or the employee leaves.
- Misclassification — an AWS bill drops into "general overhead" when project-level costing is required.
What Masraff does differently for technology teams
Masraff serves expense management for technology companies across three layers: cloud and SaaS reconciliation, multi-currency payments and real-time visibility. Built-in OCR and invoice QR capture pull AWS, Azure and GCP invoices into structured records; duplicate and idle subscriptions raise alerts.
- Smart categorisation: Recurring SaaS charges are pre-filled with category, cost-centre and project-code suggestions.
- Policy engine: Rules such as "no new SaaS subscription without IT approval" are enforced in real time, with four-level alerts (info, warning, error, block) before checkout.
- Statement reconciliation: Corporate card statements are matched against expenses by date, amount and card ID; missing receipts trigger notifications to the cardholder.
Distributed teams and global payouts
Software companies are no longer single-site. A backend engineer in Berlin, a freelance designer in Bangalore and a finance team in Istanbul all sit on the same payroll. Masraff's multi-currency layer handles USD, EUR, GBP, AED, SAR and TRY together; each payout carries its FX rate, VAT and account-code metadata. Out-of-payroll freelancer payments and overseas corporate card transactions flow through the same approval matrix.
Spend visibility for the CFO and finance team
When investors ask "what was your cloud bill this quarter", the answer should not wait for a manual ETL job. Masraff's dashboard breaks down spend by department, project, customer and cost centre in real time, putting burn rate and revenue on one screen. Artificial Intelligence Analytics flags anomalies — for example, "AWS spend deviated 35% this month" — and surfaces them automatically.
Three quick visibility layers:
- Department- and project-level cost tracking
- Customer- and contract-level margin (billable expense)
- An investor-ready spend dashboard
Integration ecosystem: ERP, banks and cloud
Masraff's value is not the app alone — it is the clean data it pipes into the existing finance stack. ERP integration stretches from Logo, Mikro, Netsis and Luca to SAP S/4HANA and Oracle Fusion; corporate card statements come in from every major Turkish bank. A KVKK-compliant audit log keeps internal finance reviews and investor due-diligence on rails.
To consolidate your SaaS spend, global payouts and CFO visibility on one platform, request a demo with our product team.
FAQ
Frequently Asked Questions
How does Masraff handle AWS, Azure and GCP invoices?
When a cloud bill hits the corporate card, Masraff's statement reconciliation matches it to the expense record by date, amount and card ID. AWS, Azure and GCP invoices in PDF or e-invoice format are turned into structured data through OCR and QR capture, with category, project code and cost-centre suggestions filled in automatically.
How do we pay remote freelancers in multiple currencies?
Masraff routes USD, EUR, GBP, AED, SAR and TRY through a single approval matrix, and stores each payout with FX rate, VAT and account-code metadata. Out-of-payroll freelancer payments and overseas corporate card spend follow the same policy rules; multi-entity setups split reporting per entity automatically.
Which ERPs does Masraff integrate with?
Masraff connects to the Turkish ERP ecosystem (Logo, Mikro, Netsis, Luca, Link, Nebim, Orka) and enterprise systems (SAP S/4HANA, SAP Business One, Oracle Fusion) through built-in adapters. Account-code mapping, VAT splitting and KKEG scenarios are handled with ERP-specific rules; in multi-entity setups each legal entity posts to its own ledger.
How do we surface duplicate SaaS subscriptions and idle licences?
Masraff flags repeat payouts to the same vendor and parallel subscriptions paid on different cards through smart categorisation. Artificial Intelligence Analytics surfaces anomalies by department and cost centre; SaaS charges that stay active after an employee leaves or a project ends are pushed to finance as alerts.
Is the data KVKK compliant, and is an audit trail kept?
Masraff runs on KVKK-compliant infrastructure; every expense, approval action and policy violation is stored in an audit-ready event log with user, timestamp and decision. Role-based access, 2FA and SSO (Azure AD, Google Workspace, Custom SAML) produce the records needed for investor due diligence and internal finance reviews.
How long is setup, and how quickly does the team ramp up?
A standard ERP integration is delivered with guided implementation in roughly two weeks; smaller setups go live faster through the no-integration quick start. Mobile OCR and smart categorisation work from the first receipt for end users; the finance team adapts policy and approval rules from ready templates to the company's structure.
Continue exploring
Related products, services, solutions, and integrations
Related products
Related solutions
Related services
Free Trial
Ready to Transform?
Start your 7-day free trial. No credit card required.
No credit card required!